The guaranteed income

As a self-employed individual, you are the driving force behind your business.
But what if that force falters for a moment?
Illness, an accident, or long-term absence… it can happen to anyone, at any time.

➡️ Guaranteed income is not just about covering your fixed costs.
It is about ensuring that, despite a period of absence, you can still:
🔹save for the future
🔹enjoy and relax
🔹support your family
🔹help your children with their studies or hobbies
🔹or simply maintain your lifestyle without financial stress.

Yet, we notice that self-employed individuals often underestimate this risk.
The social safety net offers a foundation, but is rarely enough to continue your current life as you know it today. That is why a correct and sufficiently high guaranteed income is essential for genuine, tailored financial protection.

Key considerations regarding guaranteed income:
👉🏻 The right interest rate that supports your life.
Not just your expenses, but also your goals, your family, and your future plans.
👉🏻 Correct occupational description
Crucial for claims payout.
An incorrect description can cause problems in the event of a claim.
👉🏻 The waiting period
Do you choose 30, 60, 90, or 180 days?
Or do you wish to buy out the waiting period?
A small nuance with a major impact on your financial buffer and premium.
👉🏻 The end age
Not every situation requires a payout until age 67.
👉🏻 Indexing the insured annuity
Indexation only after a claim, or for the entire duration of the contract?
This way, we take the rise in the cost of living into account.
👉🏻 Additional guarantees
Such as premium waiver in the event of disability, an extra or minimum capital sum upon death, …

💡 So it is not just about securing your income, but above all about how we can ensure that you can largely maintain your lifestyle, for yourself and your family.
🔹 Are you wondering if you are insured well enough today?
🔹Or would you just like to sit down together to explore the possibilities?